Risk Management/Insurance

Risk Management

In the gospel of Matthew, Jesus told his followers the parable of the talents in which He illustrated the teaching that each of us have been entrusted by our Master with certain talents. Our duty, as faithful stewards, is to care for that which has been entrusted to us in the best possible way we are able, protecting it from loss, while using those talents to further the work of Him who entrusted them to us.

Developing a proactive risk control program is not only an important part of fulfilling our duty as stewards of the people and property entrusted to us, it is also one of the best ways to help control losses due to injuries to church employees, members and guests as well as property damage. Adventist Risk Management and the Upper Columbia Conference Risk Management Department are working hard to help you reduce your exposures and develop controls.

Working together, we can identify loss prevention strategies to benefit your church, your work force, your church family and your bottom line. Together, we can find solutions that will make a difference.

To the right you will find different risk control and insurance categories that will help you with different needs as they arise.

Property/General Liability/Auto Insurance

Resources

Located in the menu bars to the right of the screen are all of the property/vehicle/injury insurance related forms and resources.

To process forms promptly

Complete the proper form entirely and submit it as an e-mail attachment to: jimmyj@uccsda.org. You can also send forms via fax to (509) 242-1474. If you have questions regarding claims, please call Jimmy Johnson at (509) 242-0474.

Claim guidelines

The following guidelines will help you in determining the Loss Notice/Claim Form necessary for your particular situation.

• Automobile Loss: Fill out an Auto Loss Form if the property that was damaged is an auto owned by UCC; an auto borrowed, leased or rented by UCC; or if a UCC auto hits another vehicle. You would also complete this form for any injured passengers or bystanders involved in a UCC auto accident.
• General Liability: Fill out the General Liability Loss Form if it was someone else's property that was damaged by the church or school.
• Premises Medical Event Injury: Fill out the PMED Loss Form if someone was injured at a church/school sponsored event. This is secondary coverage with a limit of $10,000.
• Property Loss: Fill out a Property Loss Form if the property that was damaged is owned by UCC or was in the care, custody and control of UCC at the time of the incident (i.e. church building is vandalized). 
• Emergency Claim Reporting: Click here for information regarding Adventist Risk's 24/7 emergency claim reporting hotline. You will also find this resource listed under the "ARM Resources" section located in the menu bar to the right of the screen. Even if you report an emergency claim using the hotline, we will still need a copy of the appropriate claim form emailed to us.

Certificate of insurance request

Please complete the Certificate of Insurance Request Form located under the forms menu bar.

Property application:

• To Add New Property
• To Add Builders Risk
• To Add Addition to current building
• To Change Coverage
• To Delete Builders Risk and add contents coverage
• To Delete Property - property sold

Please complete the Property Application Form and submit it as an e-mail attachment to jimmyj@uccsda.org.

Automobile Insurance Request

When a church/school purchases a vehicle, or if a vehicle is donated to a church, the vehicle needs to be insured through Adventist Risk Management (quotes can be obtained). When titling the vehicle, it should be in the name of Upper Columbia Corporation of SDA and the local entity. It would look like this:

            Upper Columbia Corp of SDA

            Local church/school name

            Local church/school mailing address

To acquire insurance, please e-mail the following information:

1. Copy of the registration or title showing UCC as owner of vehicle
2. Where principally garaged (city, state, and zip code)
3. Vehicle type (private passenger, bus, truck, trailer, van, or other)
4. Seating capacity (if a bus or van)
5. GVW, gross vehicle weight
6. Original cost new
7. Local entity name and address
8. Local contact (name and phone number)
9. Effective date of insurance
10. Whether you wish to carry comprehensive and/or collision coverage

Many choose to keep their title in the Conference office vault. This also makes it convenient when you wish to sell the vehicle, as Corporation officers will need to sign the title. If you wish to send your title, put the envelope to the attention of Upper Columbia Corporation.

Please note that it is the policy of the Upper Columbia Conference that 15 passenger vans are not to be owned, used, or rented.

Short-Term Travel Insurance

Register and purchase insurance through Adventist Risk's Short Term Travel Hub for international travel/mission trips.